Question 1

What is OurBarakah?

Accepted Answer

OurBarakah is an all-in-one Islamic finance platform that combines halal investment screening, zakat calculation, estate planning (Faraid), and an AI financial assistant in one place.

Question 2

How does halal investment screening work?

Accepted Answer

Connect your brokerage account and OurBarakah will screen every holding against Shariah compliance criteria. Each stock or ETF is classified as halal, haram, or doubtful so you can make informed decisions.

Question 3

What madhabs does OurBarakah support?

Accepted Answer

OurBarakah supports all four Sunni madhabs (Hanafi, Maliki, Shafi'i, Hanbali), a General Sunni option, and Ja'fari (Shia) fiqh. Each applies its own rulings on zakatable assets, liability deductions, and nisab treatment.

Question 4

Is OurBarakah free to use?

Accepted Answer

Yes. Manual asset entry and full zakat calculation are free forever, with no credit card required. The All-Access plan unlocks investment screening, estate planning, bank sync via Plaid, AI assistant, and more.

Question 5

What is the nisab threshold?

Accepted Answer

The nisab is the minimum wealth threshold that makes zakat obligatory. It is commonly measured by the value of 85 grams of gold or 595 grams of silver. OurBarakah uses live gold and silver prices to calculate the current nisab automatically.

Question 6

Where should I pay my zakat?

Accepted Answer

Pay through a trusted organization that distributes to one or more of the eight Quranic zakat categories. OurBarakah provides a curated list of reputable organizations across the US, UK, Canada, and globally on the Where to Pay page.

Quick Zakat Calculator

Quick Zakat Calculator